}
Wednesday, June 19, 1974
University Daily Kansan
Bankruptcy Used to Avoid Repaying Student Loans
Jerry Rogers, University of Kansas director of financial aid, said yesterday that quite a number of students had declared bankruptcy to avoid repayment of their
"Recently a student declared bankruptcy before he had even graduated," Rogers said. He added that the loan most likely went through the 10 years allotted after graduation.
"The federal government is trying to pass a law that does not allow a student to declare bankruptcy until five years after his graduation, or permit the refusal of renewing a student loan," he said.
If a student does not repay his loan within the allotted time, his record is turned over to a collection agency. Students may be subject to fine and imprisonment for unpaid debt. Students who are withheld until the loan is repaid, though he may receive his diploma upon graduation.
Rogers said more than 3,560 students had requested loans during the past school year. He said he expected between 2,000 and 2,200 to be granted. There loans are made by the University with an interest rate of three to four percent annually, depending on the type of loan.
Rogers said loans available to students were divided into two basic categories,
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long, and short-term. Short-term loans are funded by the University Endowment Association and generally are granted for less than $400. These loans are always payable before Aug. 10 of every year regardless of when they are granted.
Students who have been enrolled at the University for one semester, have at least a 2.0 grade point average and have a gpa of 3.0 or higher are qualified for the short-term loans. However, need is also a prerequisite to the granting of any loan. This is determined by a personal interview with a financial aid sponsor. Students must submit an application the day after the application is submitted.
"Long term loans are funded by federal capital contributions and the University of Kansas, which contributes one-ninth of the total amount," Rogers said.
--on the corner of 12th and Oread
Bring this ad to
for a 70c Pitcher
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The Ark serves fine food and beverages, specializing in omelets for breakfast
7 a.m. to midnight
Pitcher offer expires Saturday, June 23
SUA is sponsoring a bus trip this summer to the following places:
SUA Northwest Tour
GRAND TETONS, WYOMING YELLOWSTONE NAT'L PARK, WYOMING GLACIER NAT'L PARK, MONTANA EXPO '74, SPOKANE, WASHINGTON SALT LAKE CITY, UTAH DENVER, COLORADO
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Further information can be obtained from
The SUA Office, 864-3477
RAPE
An Open Letter to the Women of Lawrence
I recall that the people around me murmured approval when the sentence was re—society had scored a point, IT had been protected.
Have you ever attended court when a rape case was being tried? I have. Unlike television portraits, this rapist was sent to prison for the rest of his life.
I also recall the victim. She murmured nothing and no smile touched her lips. She was stunned. She wasn't sure if she was punishment of her assistant couldn't possibly make up for the pain she had suffered in the attack. It was a shock.
The victim was not "college cutie," nor was she a "young innocent." She was an ordinary female human being with normal pride and dignity. Rape is no respector of woman's rights.
DEAR LADIES.
The above happen in 1968. Most people can't do anything to help prevent the disease of cholera. The only way to prevent it is to educate Okinawan Shores-Kan Goji Ryu Karate. In 1968 I developed a self defense course called "The particularizes need of women, with the court dealing only with realistic self-defense." In 1973 I and armed assailant to a casual pass by a would be "friend" whom you do not wish to encounter.
I've taught this course for years at the University of Kansas, at military bases in Europe, and at a modeling agency in Kansas City, Missouri. My students love it because it's one of the best Art Academy courses.
The Women's Self-Defense Course is not an exercise class or a play group. While you can learn how to defend yourself, its so purposeful and objective to train you to be able to defend yourself.
Ann and a wife are meeting again.
I am a faculty member and I opened the Gojo Ry. Marital Arts Academy,
Lawrence Jr. first fully instructed instructed martial arts school which teaches
these skills and has a large student base.
"Students have to be willing to live on a minimum budget while receiving financial aid," Rogers said. "We are willing to invest in their education but not his way of life."
MAX MULLER
We are now forming our 3rd session of Women's Self-Defense which will be of
fered at a surprisingly low rate.
Ten classes. One hour each. Twice a week
The Class Outline is:
Many of the loans granted by the
debtors to students have loaned
loans by a student's degree point or
1. Escapes from and dives into a trunk chair hold. Escapes from wrist hind. The back fist stroke.
2. Escapes from rear choke hold. The front kick. Escapes from and counts to being held from the front knee.
A student's need is assessed at $2,400 a year, which includes room and board.
D. Escapes from and counters to attacks and holds from the rear. The back kick
A short sleeve or short skirt as a weapon: Introduction to the Munich Kunibuch. Defenses when standing on your back are sitting on you, laying on your, standing at your feet, standing to either side of your stand or standing on your hand.
4. The back kick continued. Spinning hand strokes. Review
5. How to use an umbrella or short stick as a weapon, introduction to the Nunchaku
7. The roundhouse kick. A defenses at a second position in a car. Defenses against knife and gun. Knife and gun defends continue. Assaulting your opponent from the rear. Other attacks.
IF YOU DESIRE MORE INFORMATION, PLEASE CALL 842.8244 AT 6:00 P.M. FOR AN AP.
POINTMENT
1. Stand on your feet to either side of or standing by your head.
2. The roundhouse knee. Knee defense from a standback in an attack. Knee defense against a knife and gun.
"However," Rogers said, "the last several years this has not been a factor, since most of the loans are granted according to need.
10. Miscellaneous.
a long-term federally-insured loan. These loans are granted by Kansas banks upon recommendation of the University. However, the University merely recombines these loans and can be made. The bank has the power to override the University's recommendation.
Collections from loans made in the past are also reloaded. $1,000 a year is geneally the maximum amount for these loans, but up to $2,500 may be loaned over a two-year period. Students may take as long as 10 years to receive their loans. Another type of loan granted to students is
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Saturday. 9 a.m.-5 p.m.
842-6828
Want to Relax for Lunch Then Try The Ball Park
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