10 Tuesday, March 19, 1974 University Daily Kansan Students Good Risk, Bankers Say By SCOTT HILL By SCOTT HILL Kansas Staff Reporter In the past students may have had trouble obtaining bank loans. But the trend has changed, and students should have no more troublesborrowing money than any other group of people, according to two local banks. Robert Georgeson, executive vice president of the First National Bank of Lawrence, said last week that there was no necessity to loan money to a student. "Ten or fifteen years ago there was an attitude that loading to students was bad business," said Georgeson. "But that has changed. We consider individual cases and don't segregate students from the rest of the population." Vance Wenger, vice-president of Lawrence National Bank and Trust Company, said students today were better prepared than were students in its generation. "The students do a better job of planning their budgets than we did." Wenger said. "They really are doing great work." The main criterion in making a loan is a person's income, be said, but character, credit rating and collateral may also be considered. *Ninety per cent of the students applying for loans don't have established credit.* Georgson agreed that no automatic system was used to determine who qualified Wenger said, "Many of them are from small towns, and we may get a personal recommendation from their banker. But I just have to make the loans by intuition." A University task force assigned to find a plan to replace the present overworked computer system has recommended the addition of computers to expand current capacity. But no decision to adopt the recommendations on the task force report has been made yet, del Shankel, executive vice chancellor, said yesterday. Funding costs and other considerations must be in place before a decision can be made, he said. "If a person thinks he will pay a loan back, he probably will," he said. "After working in the business for 13 years, you acquire a feeling of whom to loan to." The task force made the recommendations in a report to the chancellor and The Computer Resources Task Force also recommended the establishment of the position of associate vice president for the "securing of adequate facilities" for the new system. Sankar said he hoped a decision would be made by the administrators on the task force recommendations within the next two or three weeks. Academic and administrative computing duties are presently handled by one computer. The proposed plan would allow one to perform the work and another to administrative jobs. "ATTICA," a documentary film of the rebellion at the New York state prison, will be shown at 9:30 and 10:45 a.m. and noon tomorrow in the Forum Room of the Kansas State University where it was honored by the Lawyers Guild and the Leavenworth Brothers Offense-Defense Committee. The associate vice chancellor would be responsible "for the planning and coordination of academic computing throughout the University." The vice chancellor for research would handle administrative computing such as personnel, budget and payroll. The task force also suggested the investigation of national networks to see whether the University could benefit by using one of these. The task force also recommended involvement in state-wide networking and resource sharing in co-ordination with other Ramses universities and the Board of Regent 5 Computing Advising Committee. SIGMA DELTA CHI, the Society of Professional Journalists, will host a reception for Arthur Ochs Sulzberger, publisher of the New York Times, at 2 p.m. today in the Kansas Room of the Kansas Union. Phase 1, the study of future University computer requirements, possible computer configurations and the suggestions, will end with task force's recommendations are approved. Phase II will be the preparation of specifications of the computer system chosen in Phase I and the selection of the vendor to supply the system. Phase III will be the acquisition and installation of the new system. Computer Expansion Urged by Task Force Wenger said credit cards were an excellent way for students to establish credit. The only drawback, he said, is that students often get credit cards from their parents. The task force report reported increases in computer use from 1973 to 1978. Dividing campus computer users into seven categories, the task force report stated that a large number of students per person cent jump by lower division students to a 34 per cent rise in administrative use." Most students surveyed didn't have credit cards. Those who did either got them from their parents or from oil companies through mail solicitations, often sent to seniors. By STEVE FRY Kansan Staff Reporter The largest increases in computer use will occur among the moderate users, the Larry Weinstein, Leawood senior, said he had no trouble getting an oil company credit card, but he had difficulty getting other kinds. "The high increase in student use indicates a strong directional pull toward computer use in classrooms and in instruction in general," the report said. "I had trouble getting a BankAmericard because I didn't have established credit," he said. "But apparently the oil companies are willing to take more of a risk." "We would not consider anyone for a loan if they do their banking somewhere else," she said. But Wenger said he thought this was only important on large loams. establish credit is to have a checking account at the bank where he is applying for a loan. "I don't agree with the philosophy that someone has to do something nice for me before 1 do something nice for him," Wenger said. KU-Y will meet at 7:30 tonight in the Jayhawk Room of the Kansas Union to evaluate this year's Rock Chalk Revue and set guidelines for next year's production. Many students still have their parents cosign the loans, despite the lowered legal age. Wenger said. But parents are often required to cosign large loans, be said. Another good way for a student to Both bankers said they don't have much trouble collecting payments on loans. John Tallley, Hartsville, Mo., freshman, said he wouldn't have been able to obtain a bachelor's degree. 2 Changes Announced For Festival of Arts we we can lose loans on small loans," said Georgetown. "But these losses are made up in the form of bad credit." Two changes in the performance schedule for next week's Festival of the Arts were announced yesterday by Curtis Reinhardt, festival director. Georgson said be thought students were good investment risks and very reliable "They apply themselves, and the class caliber seems to be getting higher all the time." Fosta Brazil, a group of Brazilian dancers and musicians, has replaced the Folk Banda in Rio de Janeiro. Robert Altman, director of the film "M-A-S-1," has replaced film director Otto Dix. Festa Brazil is a group of seven musicians and the dance troupe Viva Bahia. The show is directed by Hermino Bello de Cavalho, a Brazilian poet and composer. Altman, who was raised in Kansas City, Mo., will speak at 8 p.m. April 1 in Hochaundtorium. He will show the Kansas premiere of his latest film, "Thieves Like Us," which has received favorable reviews from critics on the East and West coasts. Altran will speak to film classes the following day. eour of Alfman's films will be shown next week in conjunction with his appearance, "The Magnificent Journey" at 7:30 and 9:30 p.m.; March 25, Ms. Noble and Mrs. Miller" at 7:30 p.m.; March 28, "images" at 2 p.m.; March 30 and "The Magnificent Journey" at 8:30 p.m.; film will be shown in Woodrow Auditorium. This year's festival planning has been bothered by cancellations from schedule plans. The Festa Brazil performance at 8 p.m. March 28 in Hoch Auditorium will be cosponsored by the International Theatre Arts Committee. The Folk Ensemble of Nigeria had been the replacement for the Dancers of the Ivory Coast, who canceled because the band's musicians were their country, according to Reinhardt. "We're really sorry about these changes," Reinardt said, "but it's kind of beyond our control. We can't push any legal thing on them." Gt媒 Pennymer holds benchmark of the RTC Executive Committee and business of the TfM He said the number of changes this year was unusual. SUA Films Present Tuesday, March 19 Orson Welles' "Citizen Kane" 7:30-9:30 Woodruff Aud. Free! Wednesday, March 20 W. C. Fields in "David Copperfield" 7:30-9:30 Woodruff Aud. Budget Requests Thursday, March 21 The Marx Brothers in "A Night at the Opera" 7:30-9:30 Woodruff Aud. From Page One Student Group Allocation Fund Year Receipt Number SENIOR STATE 160,460 42,980 Emporium Bank Store 8000 3,600 Emperor Bank Instructor 9,000 3,600 LAST STUDENT INSTRUCTION 9,000 3,600 INTERCOLLEGIATE ATLETRICS 155,200 3,600 WATER SCIENCE Instructor 9,300 78,339 UNIVERSITY THEATRE 20,184 30,000 UNIVERSITY THEATRE 20,184 30,000 MENS AND WOMEN'S 6,208 18,801.25 ORGANIZATIONS AND COUNCILS 71,392 18,801.25 Architecture School 15,240 1,174.00 Architecture School 15,240 1,174.00 Banks 380 1,277.00 American Law Student Assn. 1,277 1,277.00 Black Student Union 935 1,800.00 Business School 360 290.00 Business School 360 290.00 Commission on the Status of Women 1,140 3,900.00 Commonwealth Consumer Protection Agency 6,083 8,090.00 Consumer Protection Agency 6,083 8,090.00 Curriculum and Instruction Survey 10,397 420.00 Engineering School 1,161 3,250.00 Folkswood Club 700 675.00 Folkswood Club 700 675.00 Friends of Arts 150 1,333.00 Headquarters 6,026 8,090.00 Headquarters 6,026 8,090.00 Loyal Aid Society 4,975 3,860.00 National Environmental Law Society 600 538.00 National Environmental Law Society 600 538.00 Operation Escort 2,130 1,135.00 Rugby Club 140 382.00 Rugby Club 140 382.00 Sierra Club 735 1,175.00 Sierra Club 735 1,175.00 Student Hall Aux 645 1,234.00 Volunteer Cleaning House 518 644.00 Volunteer Cleaning House 518 644.00 Kansas Defender 6,922 1,850.00 Lawrence University National Law Society 1,850 1,850.00 Lawrence University National Law Society 1,850 1,850.00 Governance Life Planning Center 230 6,083.00 Psychology Institute 1,112.75 Psychology Institute 1,112.75 Graduate Assn. for Students in Health Sciences 230 6,083.00 Workforce 2,334 2,358.00 Student Am Pharmacological Assistant 430 1,000.00 Anti-doping undergraduate in Medical Faculty 1,000 1,000.00 Club Management 257.30 Pfam Education technology 500 450.00 RPTP Technology 2,992.25 Student Assn. of Combined Health Science 1,600 925.00 Graduate Psychological Studies 925 925.00 Language Students Assn. 488 925.00 Business School 1,277 1,277.00 Graduate Business Council 1,277 1,277.00 75¢ $389,980.00 $533,313.39 Two performances-8 p.m. and 10 p.m. FRIDAY, March 22 and SATURDAY, March 23. Advanced tickets $3.OO at KIEF'S and BETTER DAYS In Lawrence, CAPERS CORNER In Kansas City and EARTHSHINE In Topeka. Buy your tickets now! Brought to you by THE MUSIC PEOPLE LTD.