Volume 124 Issue 100
kansan.com
Monday, February 20, 2012
COMMENTARY
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THE UNIVERSITY DAILY KANSAN
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Kansas loon on Saturday losses are no stings even r into the gar ence record.
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MONDAY FEBRUARY 20, 2012
The Jayha points in the Iowa state day, Kansas is against a Bip some-thing player to injure. With Satu for seeming row, just on't Tournament. Tasketball Br as an eight se haven't been d day.
Three spectators look on as firefighters work on a house fire at 303 13th Street Monday evening. The fire broke out around 5:30 P.M.
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But here's t can you pimp Davis for It's an int Zenger will k next few mon. to examine h Henrickson's.
With Davi were 17-6 ov. evidence mark ir conference I. Junior guard forward Aish vis made for
The Jayhaw the NCAA '10
PAGE 12
Covering all the bases while renting property
Insurance can protect renters from accidents
MIKE MONTANO
mmontano@kansan.com
CHRIS BRONSON/KANSAN
The Kansas Insurance Department reported claims totaling more than $1 billion last year. Renter's insurance helps mitigate the problems a renter may face, but it's up to the renter to get the proper coverage.
A fire or a theft can leave one feeling vulnerable. It can also leave some serious debt behind if you don't have insurance. It may be your first time living on your own. A signed-lease later and you're good to go, right? Not so fast. A lease means that you agree to rent from a landlord or property owner, pay rent and not destroy their property. In turn, they will make sure the conditions are livable throughout your occupancy. What happens if the property becomes unlivable and is damaged? That's when insurance kicks in.
"I always recommend that people do some type of documentation for themselves."
JENNY HOHMAN a State Farm Insurance Agent
"Renter's insurances protect people from damage done by fire, hail, wind, glass breakage, theft, riots, and impact by an aircraft."
"There's really nothing that isn't covered," said Jenny Hohman, an agent from State Farm Insurance.
It sounds a lot like homeowner's insurance, though the difference is that renter's insurance covers belongings while homeowner's insurance cover's belongings and the actual home. Students are usually tenants of an apartment and not owners of an entire complex.
The average cost of insurance per month for a student can range from $10 to $20 no matter the insurance company students go through, but the exact cost depends on a number of factors. The most common factors used to determine insurance rates include age, gender and location. According to a few apartment complexes in town, if a student signs a lease and does not get insurance, their belongings are not covered. That new computer you got this year? Gone. The big screen all the guys came over to watch the big game on? Gone. Items can start to really add up when you consider your computer, television, clothes and other electronics. Depending on the insurance company you go with, cover-
caping the binds of the WNIT.
"I always recommend that people do some type of documentation for themselves, not for the insurance company because in the event of an incident, the individual needs to compile a list of everything they own," Hohman said. "We're going to replace everything you own, DVD by DVD title."
An insurance company is not just going to hand over a check for the maximum coverage you have. The company requires proof of these items. There are laws that prohibit insurance fraud and this is one way to follow the rules. Whether you photograph, videotape or keep your receipts, it's important for students to know what they own before it's too late.
age can range from $20,000 to $25,000 at the bare minimum. This means that if a natural disaster were to occur, the insurance company would pay that amount to get you back on your feet and recoup your losses.
Edited by Max Rothman
But how do students prove what they own?
CHRIS BRONSON/KANSAN
Firefighters exit a burning house at 303 13th Street Monday evening
Ultimately, Zenger's decision will come down to what he expects from the second team in Allen Fieldhouse.
The injury to Davis put Kansas to the test. The Jayhawks haven't responded and now need to win some tough games to have a shot at making the Big Dance.
If he's satisfied with WNIT runs and just-under-.500 conference records, he knows he can get that with Henrickson.
If Zenger wants to make Kansas women's basketball a perennial NCAA Tournament team, one that can compete for a conference title every once in a while, he might be watching these last few games of the season with a careful eye.
- Edited by Max Rothman
Kansas has all the resources to compete on a national scale in women's basketball. We'll soon see if Zenger thinks Henrickson is capable of taking the program to another level.
CHRIS BRONSON/KANSAN
CHRIS BRUNO/KANSAN Junior guard Goodrich covers her face with her jersey after the Kansas 70-65 loss against Missouri on Saturday afternoon at Allen Fieldhouse. Goodrich scored 13 points and nine assists.
Kansas gave up an 11-2 Missouri run and trailed 15 points at halftime. In the second half, the Jayhawks gained momentum and brought the game within three points with under one minute left. But Missouri's Christine Flores hit two free throws to capture the Tigers' first conference victory of the season.
"We were just trying to stay as a team and stay positive with everything that has happened," sophomore forward Tania Jackson said.
Harper in for junior guard Monica Engelman. Engelman was benched for the second time this season for a lack of productivity, according to Henrickson. The Jayhawks were out of rhythm and quickly fell behind 8-0 after two Missouri three pointers.
Kansas worked in practice on defending perimeter shooters, but gave up open looks to the Missouri guards, who hit seven of 12 shots from three point range and six of eight in the first
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Senior forward Aishah Sutherland led the Jayhawks with 23 points. After starting just two of seven from the field in the first half, Sutherland hit eight of 10 shots in the second half to rally the Jayhawks. Defensively, she took on Flores, the biggest challenge, who finished the game with 24 points.
Junior guard Angel Goodrich finished with 13 points and nine assists, but was disappointed with seven turnovers.
"You can lose, but you have to go out there and give it your all." Goodrich said. "The second half, yes, but the first half we didn't do any of it. That dug us a hole."
Kansas has four games left in the season and they need three victories to end their 12-season NCAA Tournament drought.
"This is going to hurt us a lot," Goodrich said. "I feel like we can still finish strong and the only ones who can stop us are ourselves."
V
— Edited by Max Rothman
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