E. D. F. PHILLIPS, M. D., PHYSICIAN AND SURGEON. Office 745 Mass. Street. Telephone No. 82. Residence 1301 Conn. Street. H. C. OATMAN, M. D., Homeopathic Physician and Surgeon Office 719 Massachusetts Street. F. D. MORSE, M. D. Residence 1041 Tenn. Street. Office, over Woodward's Drug Store. G. W. JONES, M. D. PHYSICIAN AND SURGEON. Office 743 Massachusetts Street, over The Fair. Telephone 171. Residence 901 Ohio street. A. GIFFORD, M. D., Office 917 Mass. street. Residence 116 Quincy street. Telephone No.24. Lawrence, Kansas. C. E. ESTERLY, DENTIST Office over Woodward's Drug Store. A. FRANK KERNS, DENTIST. 819 Mass. Street, over Dailey's Queensware Store. Lawrence, Kansas. EDWARD BUMGARDNER, M. D., D. D. S. DENTIST 809 MASSACHUSETTS STREET. A. P. HULTS, DENTIST. 735 Massachusetts street, Lawrence, Kan. H. S. GARDNER, M. D., EVA A. GARDNER, M. D. HOMOEOPATHIC PHYSICIANS, 823 Kentucky street, Lawrence. A. J. ANDERSON, PHYSICIAN AND SURGEON. Office and residence 717 Vermont St. Tele. 124. Merchants National Bank A. MONROE, President. M. NEWMARK, Vice President. W. F. MARCH, Cashier. S. A. WOOD. Ass't Cashier. Capital $100,000. :-- Surplus $20,000. DIRECTORS: JAMES MARVIN, M. NEWMARK, G. GROVENOR, A. MONROE, M. G. MANLEY, E. F. GOODRICH, ALEX MARKS. WATKINS NATIONAL BANK. Capital, $150,000. Surplus, 15,000. A general banking business transacted. Exchange on all principal cities of the world. - DIRECTORS: - - J. B. WATKINS, President, C. A. HILL, Vice President, PAUL R. BROOKS, Cashier. W. E. HAZEN, Asst. Cashier. JACOB HOUSE, J. L. JONES, ALBERT HERNING. LAWRENCE NATIONAL BANK. UNITED STATES DEPOSITORY. CAPITAL, $100,000. Does a general banking business and issues bills of exchange on all the principal cities of Europe. J. D. Bowersock, R. W. Sparr President. Vice President. Walter L. Howe, H. E. Benson Cashier, 2nd Vice President. J. D. Bowersock, R.W.Sparr, F.W.Barteldes H.L.Moore, F.A.Bailey, H.S.Hall J.H.Glathart, A.Henley, W.R.Williams