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University Daily Kansan / Wednesday, September 14, 1988
5
Student health plan loses appeal as benefits shrink
By Daniel Niemi Kansan staff writer
Michael Lambert opted not to use the University student health plan this year.
Lambert, Manhattan graduate student, said the reduction in benefits compared with last year's policy sent him "shocked."
"I didn't like that there wasn't a cap on student expenses," Lambert said. Last year there was a cap of $40,000.
Students can choose between two plans, with premiums of $468 and $327 a year. Last year's plan cost students $459
KU students enrolling in the Student Health Insurance Plan found that the maximum possible benefit had decreased from $1 million to $20,000, although the student had received a minimum on student out of pocket expenditures, was removed.
Chris Nowland, account executive for G-M Underwriters Inc. of Rochester, Mich., the company offering the health insurance plan, said the maximum benefit had been reduced to hold the cost of premiums down. She said it would have cost about 6000 a year for a student to maintain the $1 million maximum benefit.
Nowland also said that the company had been paying more in claims than it received in premiums and had to move out of Newland.
John Gatti, chairman of the Student Health Advisory Board, said the board had reviewed plans at other universities and decided the $1 million maximum benefit was unwarranted.
"It looked like the Mercedes of insurance plans, and most students need that kind of coverage," Gatti said.
sad!
The board, a student senate sub-committee composed of the students and Watkins Memorial Health Center administrators, decided to stay with G-M Underwriters instead of putting the contract out on bid.
Students this year were given a choice between a High Option Plan with a $250,000 maximum benefit or a Low Option Plan with a maximum benefit of $23,000. The high option costs a single student $468 and the low option costs $327 a year. Press increase for students with sponsorship is deductible has decreased from $68 to $40 on both plans.
to $0 per offer paid.
"We get some feedback from students and (last year's)
more cost-efficient." Gafft said.
Under the high option, if medical bills are under $5,000,
the insurance company will pay 100 percent of medical
expenses, with certain medical and miscellaneous hospital
charges, with certain limitations. In addition, the
deductible is waived unless there are out-patient
charges.
plan was out of their price range. The low plan is a little more cost-efficient," Gatti said.
For example, the insurance company will pay up to $225 a day for a semi-private hospital room and up to $40 a visit for a physician, not to exceed 10 visits.
Surgical expenses and miscellaneous hospital expenses — such as X-ray examinations, laboratory tests, and anesthesia — are paid at 80 percent of the cost up to a $2,000 limit for each category.
$2,000 for each car used by the insurance company. $1,000 for each car used by the insurance company pays all remaining expenses at 80 percent of the cost but adds $200 to the cost.
relains the bill.
For example, the company would pay 80 percent of the seaside hospital room rate, but the payment still could not exceed $225 a day and surgical expensi still could not exceed $2,000.
and not exceed $20,000.
Last year's plan paid all benefits at 80 percent
The high option in comparison with last year, contains further gap backs.
renter nurse cute
last year's plan did not place a limit on
hospital room and board, miscellaneous hospital
room fees.
Nowland said his limitations were a form of cost containment but that payments for surgery would not be available. "There are no costs."
back.
For example, the payments for hospital room and board are limited to $100 a day and payments for surgical expense are limited to $1,000.
Under the low option, many of the benefits are sealed body.
The maximum benefit paid under the low plan cannot exceed $25,000. Nowland said 22 students had enrolled in the program.
Under both plans, the deductible is waived and benefits are paid at 100 percent if the student uses Watkins. Nowland said the deductible is waived because the company wants to encourage students to use the center.
ments of sustaining superspeed speed while maneuvering, and incorporating STEALTH, a technology rendering planar radar, and radar, and sensors.
ENGINEER
Both teams won $1,000 awards, to be divided among team members.
Continued from p.
A two student also placed third in the individual AIAA/United Technologies Senior Design Competition.
David Eggad, Tuppera senkei, designed a twin-engine turboprop aircraft capable of drug-smuggling planes. The craft had to be able to take off and land in short distances on rough terrain and in other areas, periods, among other specifications.
Eggold won $250.
The aircraft design team comprised Mills; Ross Schaller of Topeka, team leader; Chris Burmeister, Ots; Scott Dardenheran, Derby; David Heem, El Dorado; J.Tusch Jeffshoff, Overland Park
The engine design team comprised Charlie Buffin of Overland Park, team leader Tyson Flugel of Napier, team leader Jared Holt of John Love, Kansas City, Kan. Dan Shewocky, Overland Park, Robert Wilt of Kansas City, Kan. Dan Wilt of Kansas City, Kan.
KU's national champion
All competitors were seniors at the time of the competition.
Students may keep taking competency test
ond, fourth, sixth, eighth and 10th grades.
By a Kansan reporter
grades.
However, the recommendation proposes some changes to that arrangement.
The state Board of Education is. Topeka yesterday unanimously approved a recommendation to convene the Katerina Balkan conference until 1965.
The present test, which was created by the University of Kansas and was scheduled to end in fall 2016, tests students' and math skills of Kansas students in the see-
On the eightth and 10th grade levels, the recommended test will include more of what the board calls adult literacy evaluation.
One thing will not change if the recommendation continues through the Kansas Legislature: KU will create the tests.
John Foggio, co-director of KU's Center for Educational Testing and Evaluation, said that was a compliment.
"Reading a roadmap would be an example of that," Jackson said.
meen.
"That's a nice statement of confidence in us," he said.
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Attention!
Graduate & Law Students
Applications are available in the Student Senate Office, 105 Burge Union The deadline for all applications is September 14, 5 p.m., in the Student Senate Office. Graduate and Law Senator Elections will be Oct. 5 & 6.
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