PAGE 6A THURSDAY, SEPTEMBER 12, 2013 THE UNIVERSITY DAILY KANSAN GROWING UP PHOTO ILLUSTRATION/KANSAN While some believe that adulthood starts at 18 or 21, others think adulthood is a process that can happen at any age. Some people become adults before they turn 18, others after, giving weight to the saying "age is only a number." Responsibility is what seems to be behind the reality of being an adult. "Our parents aren't really there to do everything for us anymore," he said. "We have to go out into the world and explore it for ourselves. We have to make our own mistakes." Independence and responsibility, not age, help define maturity Being an 18-year-old, you are legally considered an adult. But not everyone feels like that is the true age of maturity. ing all adult. Asad Morani, a freshman from Overland Park, said that although he is 18, he does not feel as mature as an adult. ADULTHOOD For Bethany McMillen, a junior from Manassas, Va., the age marks the beginning of a transition. sociated with adulthood or the transition to adulthood are things like living independently, having a child, getting married or having a partner, and having a job," she said. "I think those things are probably the main factors that are looked at in what's called the 'transition to adulthood'" "We have to go out into the world and explore it for ourselves. We have to make our own mistakes." MEGHAN KETCHAM mketcham@kansan.com While your legal identity of adulthood begins at 18, maturity plays a role in the mentality of being an adult. said it is one of the main indicators of adulthood. At the age of 21, Americans are legally able to purchase and consume alcohol, which is a symbol of even more responsibility. Rauscher "Those who are legally able to drink might see it as a status marker of adulthood," she said. "I had to start paying for car insurance, my apartment, and gas," McMillen said. "She's easing me into adulthood and it's kind of scary." Adulthood is a process rather than an age, with responsibility as its catalyst. It comes at different times and is different for every person. While the indicators of being an adult are arguable, adulthood seems to be focused around responsibility. "I think that you are officially an adult at 21 because you can buy alcohol," she said. "All the responsibilities you had when you were 18 are continued and more are added." McMillen said being 21 gives many young people a real feeling of being an adult because the ability to purchase alcohol creates an expectation to be more responsible. McMillen's mother began giving her more responsibility when she turned 22. If turning 18 is only the beginning, what defines an adult? According to Emily Rauscher, assistant professor of sociology, it is different for each individual and has many components. - Edited by Hannah Barling "In sociology, things that are as pipelineproductions.com That's the beginning of the process." Fri Oct 18 LES CLAYPOOLS Duo de Twang LIBERTY HALL 646 Mass All Ages Thurs Sept 12 A multi-genre, EDM Dance Party experience! FEEL GOOD w/Dreadheadslut Fri Sept 13 KJHK Farmer's Farm Winners The SLUJS & Haunt Ananta Sat Sept 14 BRAIN DAMAGE A Tribute to Pink Floyd Tues Sept 17 OTT Anomie Belis & Dreadheadedstuf 737 New Hampshire www.thebottlesclive.com for complete concert listings Sat Sept 14 CROSSROADS MUSIC FEST Hearts of Darkness, My Brothers and Sisters & more. Wed Sept 18 STEEL WHEELS Sat Sept 21 Sal Sept 21 BACKROAD ANTHEM Caroline Glaser • Mountain Sprout • Ha Ha Tonka • Shovels & Rope • Built To Spill • Aaron Carter & many more. Mon Sept 16 MICKEY HART BAND Tea Leaf Trio BOTTLENECK Tues Sept 24 STARS High Highs Fri Sept 27 MICHAEL FRANTI & Spearhead CROSSROADS KC www.kccrossroads.com Find us on Facebook FINANCE Five easy scholarship applications to consider SOPHIA TEMPLIN stemplin@kansan.com State tax cuts, revenue gaps, and reduced funding for higher education, combined with debt ceiling debates, sequesters and rising costs have left students paying more than ever. When looking for ways to make ends meet next year, don't overlook scholarships that don't require essays or fantastic Grade-Point Averages. For example, this last year, the U.S. Bank Scholarship Program gave out 40 $1,000 scholarships to students for simply being a U.S. citizen enrolled in a university. The application can be found online and takes less than an hour to complete. Another hassle-free scholarship opportunity is the monthly $2,000 "No Essay" scholarship offered by College Prowler. This scholarship is open to all students and the only requirement is registering for a free account. High school students, college students and even graduate students can apply every month. ScholarshipZone gives out $10,000 each month. The application takes less than two minutes and the only requirement is that you are 18, a U.S. Citizen and enrolled at a university. Even though these scholarships require registration on their website, it seems like something easy to do for free money. college students. It takes less than 10 minutes to apply, but requires a two to three sentence response to a question of the week. The response is limited to 280 characters, which is basically two tweets. Students can apply every week. free money Zinch.com gives out $1,000 weekly to high school seniors and "As lazy college students, we often just forget that scholarship money is money we can receive from filling out a form." JANAE GAGNON Hays freshman ing why they deserve the scholarship. If the story receives 50 online votes, the applicant can submit a Student winners must be between 18 and 24, and submit a short story illustrat- vueo, which Dr Pepper will use to select finalists to compete for up to $100,000. The top five finalists on the “Dr Pepper Leaderboard” could win $10,000. Dr Pepper is also giving away $1,000 a day for following @DrPepper on Twitter and using the hashtag #DrPepper-Tuition to explain your use for the money. The pressure of finding ways to pay for college often becomes less of a priority after students graduate high school, but the expenses don't stop after your freshman year. There are many opportunities to help ease the increasing financial burden, if you make it a priority. "I'm willing to do anything that will help me pay for school. I think, as lazy college students, we often forget that scholarship money is money we can receive from filling out a form. You don't even have to really work for it," said Janae Gagnon a freshman from Hays. For some, it may be tough to get motivated, but in the end scholarship money can lighten the tuition load. "Scholarships are important even while enrolled in college because they help alleviate some financial burden from parents and students. They also motivate students to do well and stay involved in college life and the community," said Crissy Ryun a sophomore from De Soto. "The best advice I can give is to not give up." Take twenty minutes out of your day and submit a few applications. The money is there and it will be given away no matter what. Aren't you deserving? FINANCE Edited by Heather Nelson I YU KYUNG LEE Policy may change student loan requirements ylee@kansan.com College is expensive — at least it is for Audrey Shamet. Even with grants and scholarships, Shamet, a first-year pharmacy student from Shawnee, finds herself starting pharmacy school almost $40,000 in debt with the federal loans she took to pay for her first four years in college. With the ever-increasing cost of higher education, many like Shamet are forced to take on student loans to help pay for college. In the 2012 school year, about 63 percent of the University's undergraduate students filed for need-based aid, according to the Office of Institutional Research and Planning. Students don't have to pay back federal loans until after they graduate, and Shamet is definitely counting on having her pharmacist degree to pay for her loans. Some students, however, might find themselves having to repay their loans earlier than expected. Federal policy requires that all non-graduate school students receiving federal loans be enrolled in at least six credit hours. Graduate school students are required to take at least five credit hours. When students fall below the limit by dropping or failing a class, they may have to repay part or all of their student loans received for the term. A new policy approved by the University's Financial Aid and Scholarship office will enforce this regulation by monitoring students with federal loans and requiring anyone who falls below the credit hour minimum to provide a Documentation of Attendance to the FAS office, which will determine if the student had participated in the "I think their fear is that they give money to students who don't attend and therefore just take the money and don't apply the money to what is loaned to them for," said Howard Graham, the associate course, dropped or failed. "...if the school is going to give you money, I think you need to prove to them that you are actually using it for class." AUDREY SHAMET Shawnee first-year pharmacy student director for a academic programs in the First-Year Experience office. "The government is helping provide financial assistance to attend college, and attendance at college Old assignments and exams with student names and dates can be submitted by instructors or students to prove involvement in The new policy is not a radical development, but an obvious one that students agree with. means, most importantly, attending the classes that you take in college." classes. If the student cannot prove participation, FAS will determine how much of the federal loans the student must repay. "Basically if the school is going to give you money, I think you need to prove to them that you are actually using it for class, for your academics," Shamet said. For Shamet, meeting the six credit hour requirement is not a problem. She is committed to completing her education and expects other students getting federal loans to do the same. "I think you need to prove that you are going to classes and that you are going to graduate to be able to pay back those loans," Shamet said. Only 5.5 percent of University students who graduated after taking out federal loans failed to pay back that loan on time in 2010. This is considered low. Nationally 9. 1 percent of students defaulted on their federal loans within two years, according to the US Department of Education. This new policy will help the University adhere to the federal policy and add greater pressure on students to commit to their classes. "That might be good for accountability, if students have to come up with documentation," said Matt Bevins, a senior from Toppea. "If they can't, losing a loan, that could be for solving our loan problem in the country, making sure students get through college." FAS and University students and faculty will have to wait to see the full effect of the policy, but the message of the policy is clear: attendance matters. "Unequivocally, absolutely, 110 percent, class attendance is the most vital component of attending college." Graham said. 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