UNIVERSITY DAILY KANSAN Thursday, August 27, 1992 1234567890 5 Reviewing costs can ease student debt By Kristi Fogler Kansan staff writer Robin Juris, Wilmette, Ill. senior, admits she has trouble sticking to a budget. - I have a set amount for spending, food and rent, "Juris said." "Every month I'm short by the end of the month," she said. Chava MacPhee, assistant director of the office of student financial aid, works regularly with students to help them budget their money. MacPhee gave the following advice on how to plan a budget: Students should first figure out how much money they have for the trip. costs. Do not spend anything else until the fixed costs are covered. Students should categorize their spending. This will help students see how much they spend on things to eat and buy. "It's very easy to get deeper and deeper in debt," MacPhee said. "Usually it's entertainment or personal costs that seems to bust the budget." Students need to assess their lifetimes. For example, when are movies released? She said there were certain things students needed to have. dent at the First National Bank of Lawrence, said students should have a written budget stating realistic expectations of expenses. "One of the worst choices to make is not to keep health insurance," MacPhee said. "Of all the places students can cut back, this is not one." She advised students to record and review all of their expenses. Janice Toebben, senior vice presi "Record everything for two weeks," she said. "Then you can see the problem areas." Toebben said if students get into trouble with a creditor, they should talk with the creditor and work something out. "Communication is very important," she said. "Most places will work with students if they keep the promises they make." askell offers look at Columbus discovery Tiffany Lasha Hurt Kansan staff writer Columbus sailed the ocean blue in 1492 when he discovered America. Or did he come across land that already had been discovered by American Indians? Dan Wildcat, a Haskell professor, created the course last spring. He will be one of three instructors teaching the course this fall. Any KU student that would like to explore this issue can enroll in a class that is being offered at Haskell Indian Junior College. "The Columbian Legacy" begins at 7 onight in room 201 of the Plymouth Congregational Church, 925 Vermont St. The three-course hour course costs $180. Wildcat said this would be the last time the course would be offered because there were not enough students to attend and make it a permanent course at Haskell. Thirty-five students, including five KU students, were enrolled during the spring semester. Wildcat said the course was designed to give the public a different perspective on Europe and American-Indian relations. "One of the results of the contact between Europeans and native people was that natives have made tremendous contributions to people all over the world," he said. "The goals are to share some of the history and scholarship that have been about the kinds of connections made between the Europeans and the Native Americans over the past 500 years," Wildcat said. Raymond Farve, another Haskell professor, will teach the middle portion of the course. He said his portion would focus on the historical aspects of American-Indian history versus Western history. "The main goals of the course are to acquaint people of Native American history by examining their lifestyles, and to provide an overview of Native Americans," Farse said. Robert Daugherty, the instructor for the last portion of the course, could not be reached for comment. ALL YOU NEED TO KNOW ABOUT PIZZA! 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