4A NEWS THE UNIVERSITY JAILY KANSAN Hour after hour after hour after hour ... THURSDAY, SEPTEMBER 18, 2008 Julianne Kueffer/KANSAN Paul Flinders, Wathena, senior, painting major, maintains focus after 23 hours of painting nonstop during his 24-hour painting odyssey, titled "Wet Dreams," at the DotDotDot Artspace, 1910 Haskell. Flinders says, "When you're doing something you're really engaged in, you could go for 48." For more on this story, please go to kansas.com. View more photos from Flinders' painting project online. NATION U.S.military deaths reach more than 4,000 PERKINS As of Wednesday, at least 4,165 members of the U.S. military have died in the Iraq war since it began in March 2003, according to an Associated Press count. The AP count is three greater than the Defense Department's tally, last updated Wednesday at 10 a.m. EDT. The figure includes eight military civilians killed in action. At least 3,377 military personnel died as a result of hostile action, according to the military's numbers. (CONTINUED FROM 1A) overseen upgrades and expansion to several of the school's athletic facilities, including The Booth Family Hall of Athletics, which opened in January of 2006 and celebrates the history and tradition of athletics at Kansas. The baseball complex was The British military has reported 176 deaths; Italy, 33; Ukraine, 18; Poland, 21; Bulgaria, 13; Spain, 11; Denmark, seven; El Salvador, five; Slovakia, four; Latvia and Georgia, three each; Estonia, Netherlands, Thailand and Romania, two each; and Australia, Hungary, Kazakhstan and South Korea, one death each. Since the start of U.S. military operations in Iraq, 30,642 U.S. service members have been wounded in hostile action, according to the Defense Department's weekly tally. Associated Press upgraded as well and now includes a new scoreboard and indoor hitting facility, and will soon feature a new clubhouse. The football team recently moved into a $31 million dollar complex near Memorial Stadium that features two practice fields. Construction also has begun on a $38 million dollar project near Allen Fieldhouse that will build a state-of-the-art practice facility for Come visit all your favorites on Mass! NOW TAKING RESERVATIONS Seasonal Northern Italian Cuisine Pizzas, antipasti, homemade pastas, salads, & woodfired noffeesheme meals DAILY SPECIALS Sun - Thurs | 1/2 meal special between 2-5 p.m. Bare men only? Both available Sunday ALL DAY Family Style Meals $13.00 Monday Dinner All-You-Can-Eat Pasta $13.00 DAILY LUNCH EXPRESS Pizza or pasta $8.50 Private Dining Available! 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He's a big business guy but a bigger people person." The academics have also improved throughout the department since Perkins arrived. In the fall of 2007, 10 of the University's 18 teams posted grade point averages of 3.0 or higher. Also, 229 students on active sports rosters, more than 51 percent of the total, posted individual GPAs above 3.0. The combined 2.93 GPA in the fall of 2007 was a KU athletic department record. "This vote wasn't just a reflection of me," Perkins said. "Chancellor Hemenway, our faculty, our coaches and our student-athletes all play an important role in reaching our ultimate goal — unparalleled excellence." Edited by Arthur Hur Perkins has signed football coach Mark Mangino and basketball coach Bill Self to long-term contracts and convinced Henrickson to leave Virginia Tech soon after she arrived in Lawrence. Perkins came to Kansas from the University of Connecticut, where he was the athletic director from 1999 to 2003 and saw six Connecticut teams win national championships. He was the inaugural winner of the National Athletic Director of the Year Award as selected by Street and Smith's Sports Business Journal in 2000. LOANS (CONTINUED FROM 1A) and CEO, said the study illustrated that too many students were borrowing money without considering how they would pay it back. According to the KU Office of Financial Aid's most recent estimates, the total cost of living and tuition at the University of Kansas is about $60,000 for an in-state KU student who started attending the University in 2005 and plans to graduate this year. For out-of-state students, it was about $90,000. It estimates that the average cost of living and tuition for KU freshmen that plan to graduate in four years has risen to about $72,000 for in-state students and about $113,000 for out-of-state students. PARENT'S INCOME/SAVINGS LOANS "Too few parents and students are focusing on the total cost of college," Andrews said in an e-mail, "Not enough students are using available college savings tools." Many stu- GRANTS/SCHOLARSHIPS their families can borrow up to $57,500 in federal loans. In both situations, only $23,000 of those loans is subsidized - inter- C. E. ANDREWS Sallie Mae CEO dents, he said, aren't exhausting other options, such as financial aid and federal loans, before turning to private loans. Federal loans come with 6 percent interest rates - the lowest rate on the market. Students who receive financial help from their parents are allowed to borrow up to $31,000 in federal loans. Students who are financially independent from est doesn't start accruing until after graduation. Any amount borrowed over $23,000 will start accruing interest as soon as the money is borrowed. If a student needs more money than the government will lend, they must turn to private lenders, which offer higher interest rates that are usually unsubsidized. Students can borrow as much money as these private lenders are willing to lend them, although the recent economic downturn has forced many lenders to adopt stricter lending policies. According to finaid.org, borrowers must now have a credit score of at least 650 to qualify for a private student loan. Your mind isn't the only thing that needs exercise. Andrews said students could visit the Sallie Mae Web site for tips on how to navigate the financial aid system. "We council customers to follow a '1-2-3 approach' to paying for college so they exhaust grants and scholarships, explore federal loans and fill any gap with private education loans," he said. Edited by Arthur Hur how much? Federal loan limits New July 1: Limits on unsubsidized loans increase by $2,000 for undergraduates. New loan limits are: Dependent Students: • Freshman: $5,500/yr with subsidized portion no more than $3,500 • Sophomore: $6,500/yr with subsidized portion no more than $4,500 • Jr/Sr: $7,500/yr with subsidized portion no more than $5,500 Independent Students: • Freshman: $9,500/yr with subsidized portion no more than $3,500 • Sophomore: $10,500/yr with subsidized portion no more than $4,500 • Jr/Sr: $12,500/yr with subsidized portion no more than $5,500 Undergraduate Lifetime Limit: • Dependent: $31,000 with no more than $23,000 subsidized • Independent $57,500 with no more than $23,000 subsidized Source: Sallie Mae