Section A · Page 6
© 1991 Teacher Insurance and Annuity Association(College Retirement Equities Fund), NY, NY
The University Daily Kansan
Wednesday, October 20, 1999
CHOOSING THE RIGHT RETIREMENT COMPANY MAKES ALL THE DIFFERENCE.
For over 80 years, TIAA-CREF has been the leading retirement company on America's campuses. But experience is just one reason why so many smart investors trust us with their financial future. Here are a few more:
Superior strength
With over $250 billion in assets under management, TIAA-CREF is the world's largest retirement organization - and among the most solid. It's one of the reasons why Morningstar says, "TIAA-CREF sets the standard in the financial services industry."1
Solid, long-term performance
We seek out long-term opportunities that other companies, in pursuit of quick gains, often miss. Though past performance can't guarantee future results, this patient philosophy has proven extremely rewarding.
Surprisingly low expenses
Surprisingly low expenses TIAA-CREF's operating costs are among the lowest in the insurance and mutual fund industries.2 So more of your money goes where it should - toward ensuring your future.
Easy diversification
We offer a wide variety of expertly managed investment options to help build your assets. We make it simple, too, with stock, bond, money market, real estate, and guaranteed options.
Unrivaled service
We believe that our service distinguishes us from every other retirement company. In the most recent Dalbar survey, TIAA-CREF ranks tops in participation satisfaction. $ ^{3} $
Call today to find out how TIAA-CREF can help you build the financial future you want and deserve.
To find out more-give us a call or visit our website
Ensuring the future for those who shape it.
1 800 842-2776 www.tiaa-cref.org
*Merging Financial Variance Analyst, 602999 *8.60999 Pricemaster's Priceness Rating Analyzer, 1999, and Lippert Analytical Services, Inc. *Finger-Detector*, Analytical Data, 1999 (quarterly).
*DALBAR, Carr, 1991 Defined Contribution Earnings Rating*. For more complete information, including charges and expenses, call 1-800 842-2735, ex. 6509, for CREF and TIAA Real Estate Account properties. Read them carefully before you invest or send money, TIAA-CREF Individual and Institutional Services distributes CREF certificates and interests in the TIAA Real Estate Account.
House gives students all of the benefits of home
Continued from page 1A
pillars and the two-car garage with a basketball goal.
"It was really funny," Mullinix said. "We parked, got out and started high-fiving each other."
The students, who met one another through a Bible study, went through an application process for the right to rent the home for the year.
The couple left the majority of their belongings in the house. There are antiques, including an old organ and a phonograph, pieces of art and furniture.
"I was really surprised that they trusted a bunch of college guys," Holden said.
They said they were up against a group of college women, young families and newlyweds, yet, the family chose them.
Family pictures are displayed throughout the house, and the five students try to figure out who everyone is.
The students have been able to add their own touches to the decor, including computer-printed signs in the kitchen that say "your mom doesn't live here" and "there ain't no maid here." They also brought an extra couch and armchair to add to the basement.
Still, the price belongs some times make the students nervous, which is why they rarely go in the "Good Room," the formal sitting room on the first floor. It is carefully decorated with trinkets, fancy furniture and a grand piano — which Doug Everhart occasionally plays.
The bedrooms are larger than the traditional residence hall room. Four of the bedrooms are on the top floor, including the large master bedroom with an adjoining bathroom and balcony overlooking the backyard. All of the roommates wanted to claim it, but it's Doug Everhart's for the year, since he won the deciding game of "inkabink."
The students keep in touch with
"I was really surprised that they trusted a bunch of college guys."
Carl Holden
Tapeka sophomore
the Juolas through frequent e-mails. They ship the couple their mail when it begins to accumulate. The couple also reimburses them for pet food—they just mail the receipts to Scandinavia or Spain, or wherever they happen to be.
Billen plans to get married next year, and the other four students planned to share a house again. Psychology guline pigs or not, the students said they would enjoy their time in their rented palace while it lasted.
"Next year won't be this nice," Mulinix said. "It's great here. We love it."
Edited by Jamie Knodel
New African-American dean attributes success to leadership
Continued from page 1A
However, Montgomery said she knew that race was a factor when she stepped into any job.
"It's really impossible for people in the U.S. especially to see around it," she said. "If someone says that they're color-blind, and they don't notice that I'm African American, there's something wrong."
Although she agreed that people noticed her race, Montgomery agreed with Shulenburger that her quick climb up the career ladder was entirely because of her talents and abilities.
"It's really impossible for people in the U.S. especially to see around it. If someone says that they're color-blind, and they don't notice that I'm African American, there's something wrong."
"I know I haven't gotten a job because of that, but instead I've gotten jobs because I'm qualified," she said.
At the same time, though, she said.
Toni-Marie Montgomery
Future design of art
Future dean of fine arts
that she would try to help ethnic minorities and women gain a more equal footing in upper administrative positions.
"I'm not on a crusade," she said.
"But I think, 'What can I do to help?"
Past involvement shows this. In 1988, she was a founding member of the Black Music Repetory Ensemble that was designed to perform works by African-American composers to promote appreciation of the African-American musical heritage. She also was president of Faculty Women's Association at Arizona State.
Those are just two of many organizations Montgomery has been involved with, many of which have nothing to do with race or gender.
But at the same time, she said her race and gender were an important part of who she was.
"That's part of me," she said. "And I wouldn't want to have that taken away."
- Edited by Brad Hallier
KU DAYS AT JCPenney Wednesday, Thursday, Friday and Saturday October 20, 21, 22 and 23
Come in and show us your KUID and receive 25% OFF
25% off
Shopping
Spree
On Regular-price* items. The JCPenney Savings Certificate is good all day today thru Saturday at JCPenney, Lawrence.
Pick up your 25% off Shopping Spree Certificate at JCPenney with your KUID and save ALL DAY! Pick up your certificate at the Catalog Desk
*125% Discount applies to regular-priced merchandise and is limited to stock on hand. This discount does not apply to the catalog: Catalog (Catalog Dept, Catallog Phone Orders, Outlet Stores and Internet), Value Right Merchandise, Special Buys, Red Ticketed CleananceMerchandise, items offered with special savings if purchased in the catalog. Collectibles, Collectibles, Cookware & Small Kitchen Treatment Items, Aerosols, Easy Spirit®, Even Picoon®, Hanes®, All Services, Aerocos™, Easy Spirit®, Even Picoon®, Hanes®, FUBU, JNCOP, Royal Velvet® by Fieldmaster®, Sealy®, Crown Jewel®, or in conjunction with any other JCPEenoy Offer. As a credit, purchase items are subject to credit approval. Cash value 1/20th of one cent. cannot be used for payment on account, to purchase Gift Certificates or on any prior purchase.
JCPenney
HOURS Sun. 11-6pm Mon.-Sat. 9:30-9:00pm
1999 JCPenney Company, Inc.
34th Street Center • 3311 Iowa • Lawrence, KS • 785-331-0101