10A Wednesday, October 25, 1995 UNIVERSITY DAILY KANSAN Watkins is noi like a box of chocolates. Patricia M. Denning M.D., Univ. of Kansas, 1982 Clinical Assistant Professor of Internal Medicine, KUMC Board Certified in Internal Medicine At Watkins you always know what you're going to get — 10 board-certified physicians. This means they've had additional training in a specialty area and passed a comprehensive 2-3 day examination. and pulmonary disease. Areas of specialty training include internal medicine, family practice, gynecology, emergency medicine, and pulmonary disease. So, when you want quality health care that students have counted on since 1906, we're here for you. THURSDAY, OCTOBER 26TH! 10 AM TIL MIDNIGHT! *We'll be closed from 5-7pm to restock merchandise through out the store. COUNTRY CLUB PLAZA, WEST 47TH & BROADWAY Suite designs for a renovated Templein Hall were unveiled yesterday at an Association of University Residence Halls meeting in McColumHoll. Hall renovations closer to reality Phillip Brownlee Kansan staff writer wet bar with areas for a refrigerator and microwave, and new heating and air-conditioning systems with controls in the suite. Dave Evans of the Lawrence architecture firm Gould Evans Associates presented three drawings that showed plans for converting Templin rooms into suites using the space of 1 1/2, two, or three of the present rooms. Evans said that the suites were designed to provide a living arrangement that would be attractive to students and that would provide maximum flexibility. Because of the extensive infrastructure work to be done, the interior of each floor would be gutted and new walls constructed, said Phil Garito, associate director of student housing. "It's easier to take every- thing out and start from scratch." he said. Furniture could be rearranged as students desired, and because each suite would have its own bathrooms, the wings could be coed if desired, Evans said. Temple Hall Renovation Type 2 S, the smallest suite available, is 50 percent larger than current rooms and would be handicapped-accessible. It can be either a single or double room. Type 2 Suite houses two residents and features a walk-in closet, bunk bed, wet bar and private bathroom. Type 4 suite houses four students and has three rooms. Templin Hall renovation Kelly Cannon/KANS The University and the Student Housing Advisory Board will decide whether Templin Hall would remain a men-only residence hall or become coed or women-only. Evans said that each suite would also have Ethernet and cable TV hookups, new thermopane windows, a Art Yudelson, Los Angeles The cost of renting the proposed suites has not been determined, but Kenneth Stoner, director of student housing, said it would be comparable to the present single-room rate of about $4,500 per year. graduate student, he said the renovation plans because Templin needs repair. Construction of the $5.8 million project is scheduled to begin in July or August and to be completed by Fall 1997. However, the project is contingent on the Kansas Legislature's approving a bond issue in the spring, Garito said. "It was built in 1959, and it's never been renovated," said Yudelson, who lived in Templin for two years. "One year we had eight weekends in a row when the elevators broke down." Fund set up to help pay DJ's medical bills By Brenden Sager Kansan staff writer A Lawrence bank is collecting money to help KLZR disc jockey Ray Velasquez pay medical bills from an aneurysm he suffered Oct.2. Velasquez, a University of Kansas graduate, has no medical insurance. The "Peace, Love and Courage" trust fund has been established by Velasquez at the First Bank of Kansas, 901 Vermont St. Velasquez had an aneurysm after his show and was taken to the University of Kansas Medical Center. He was released from the hospital on Oct. 9 and is recovering at home. He said that the name for the trust fund had come from the words with which he had signed off his show, "Nocturnal Transmission," which was broadcast from 11 p.m. to 1 a.m. on Sunday nights. The station is running public service announcements that advise listeners of Velasquez's condition and tell them how to help, said Jeff Peterson, a disc jockey at the station. "He's thousands and thousands of dollars in debt." Peterson said. "Nocturnal Transmission" has been taken over by Sam I Am, a KJHK disc jockey, until Velasquez returns. Although Velasquez said that he did not know when he would return to his show, he said that he would be back. "There is a tremendous amount of respect for him in the music world," said Ramon Wells, owner of Bold Records in New York City. Velasquez gained national attention as a DJ when he was selected by Billboard magazine to be one of their disc jockeys in 1990. As one of 100 Billboard disc jockeys, he shaped the national dance music scene by having a say in what Billboard put on its charts. Velasquez said that he had been the only DJ in the area to achieve this distinction. Velasquez said that he had organized raves, a late-night dance party, from Kansas City to Chicago, and that he had brought world-renowned disc jockeys such as Doc Martin and Demitri and the band Dee-Lite to Lawrence. "Billboard used to just laugh at the music scene around Kansas City," he said. Ramon said that he had started a nationwide campaign in music-related publications and on the Internet to tell the music industry that Velasquez needed help. Lawrence is also helping. Velasquez said that Liberty Hall, 642 Massachusetts St., was organizing a benefit concert for Nov. 18. He said that he suspected disc jockeys from around the world would send money. "I just think it's amazing what everybody is offering to do," Velasquez said. PRINCIPLES OF SOUND RETIREMENT INVESTING RECENTLY MORNINGSTAR CALLED US CHEAP. IT'S NOT EVERY DAY YOU GET A COMPLIMENT LIKE THAT. All financial companies charge operating fees and expenses—some more than others. Of course, the lower the expenses you pay, the better. That way more of your money goes where it should—towards building a comfortable future. We make low expenses a high priority. Because of our size and our exclusive focus on serving the needs of educational and research communities, TIAA-CREF's costs are among the lowest in the insurance and mutual fund industries. In fact, Morningstar, Inc.—one of the nation's leading sources of variable annuity and mutual fund information—says, "Size isn't a constraint; it...enables CREF to realize a remarkable economy of scale." According to Morningstar's data, CREF's "minuscule" $0.31\%$ average fund expense charge was less than half that charged by comparable funds. TIAA's traditional annuity also charges no fees aside from a very modest operating expense of 1/4 of 1% of annuity assets. Interest and dividends are reported after all operating costs have been deducted. Standard & Poor's calls TIAA's costs "exceptionally low." Of course, expenses are only one factor to consider when you make an investment decision. While we're committed to keeping our expenses down, we spare nothing in striving to provide top-quality investment choices, financial expertise, and personal service. Because that can make a difference in the long run, too. TIAA-CREF seeks performance, not profit. At TIAA-CREF, we believe people would like to spend more on retirement, not on their retirement company. If you'd like to see how our approach can help keep more of your money working for you, call us at 1 800 842-2776 (8 a.m. to 11 p.m. ET, weekdays). We'd consider it a compliment. Ensuring the future for those who shape it. 1. Standard *i*^2*Price*^2*Insurance Rating Analysis, 1995; Lipper Analytical Services, Inc., Leiper-Director; Analytical Data, 1995 (Quarterly) 2. Source: Morningstar, *Variable Annualization* 4/12/95. 3. Of the 2.58 variable annuity funds tracked by Morningstar, the average fund had annual expenses of 0.78% and an insurance expense of 1.24%. Source: Morningstar, Inc., for periods ending July 31, 1995. 4. Standard *i*^2*Price*^2*Insurance Rating Analysis, 1995. TIAA-CREF expenses are subject to change and are not guaranteed for the future. CREF is a variable annuity and its returns are not guaranteed. The value of your investment can go up or down, no matter what expense levels are. CREF certificates are distributed by TIAA-CREF Individual and Institutional Services. For more complete information, including charges and expenses, call 1 800 842-2773, extension 5609, for a prospectus. Read the prospectus carefully before you invest or send money. Date of first use: 7/95. V L