6A Monday, October 3, 1994 UN I V E R S I T Y D A I L Y K A N S A N APPLY TODAY --- Variable Rate Information: The index set rate to the 'CREEPT BASE RATE' of the lender plus a margin of 4.49% per annum for the Vs融 card yield of 5.99% per annum for the VsClose card yield. The index set rate is calculated monthly by calculating the calendar month preceding the calendar month when the billing cycle begins on the 'Money Market' column on the West Side Edition of the *Wall Street Journal* and the 'prime rate' column on the East Side Edition of the *Wall Street Journal*. The index set rate then is calculated monthly by calculating the calendar month preceding the calendar month when the billing cycle begins on the 'CREEPT BASE RATE' will be determined based on such刊载 published in each edition of the *Wall Street Journal* or the Fax numbers preceding such刊载. Annual Membership Fee: NOXE Method of Computing the Balance: Two-Cycle Average Daily Balance (including new purchase) Transaction Fee For Overdraft Protection and ATM Cash Advances: 52; Transaction Fee for Other Cash Advances: 2% of the amount of each cash advance minimum $1, maximum $13; Low Payment Change: 51; Retest Checked Fee: 51; Overdraft Fee: 50. -PLUS- - Earn BANK IV Rebate Points - Faster & More Convenient Than Checks *Get Up To $500 Back On Your Dillon Groceries Per Year *Accepted By Over 10 Million Merchants Worldwide OUR VISA CARD PAYS YOU!! Further Details In Our Lawrence Stores. 4