ask listen solve BUSINESS CARD College is a time of transition. Now, you carry your ID card. But soon, you'll carry business cards. At Commerce, we understand that your needs today aren't the same as your needs tomorrow. And we're ready to help you handle both. With a KU Checking Account, your KU Card connects you to **free** Online Account Access and Online Bill Pay, a **free Commerce Gold Visa®** Check Card, **free ACH transfers from home,* **free** Commerce ATM transactions, and an on-campus branch plus 14 branch and ATM locations all over town! Seek balance with your money. Visit commercebank.com/learn. call click come by Commerce Bank Member FDIC 864-5846 commercebank.com *Two free ACH transfers from home a month. No Commerce fee at another bank's ATM up to three times per month. Non Commerce ATM transactions in excess of three per month will incur a Commerce fee, however, limited time you can obtain a refund for five of these. Other bank's ATM may apply. Limited time offer ask tkkn save and call click come by are trademarks of Commerce Bancshares, Inc. 2008 COMMERCE BANCHS.INC