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University Daily Kansan / Tuesday, November 19, 1991
Insurance
Continued from page 1
Insurance at KU
Unlike Mehling and Yeng, who would be responsible for the entire $10,000 to $12,000, Dillon fortunately has insurance through KU's plan.
Dillon said she was uncertain how much the insurance would nav.
However, according to the University policy, she should have will to participate.
Unlike Oklahoma, KU's maximum
benefit is $250,000 and pays reasonable
and customary expenses instead of a
federal tax.
But some students do not opt for KU's policy.
Julie Kolonosky, second-year law student, said she relied on Watkins for her medical care but found KU's insurance policy did not cover some seri-
Kolonosky said she recently turned 24 and was no longer insured through her parents' Blue Cross/Blue Shield policy.
Since a single plan with Blue Cross/Blue shield would have cost her almost $170 a month, Kolonosky said the insurance through another company.
Kolonosky's case is common. Students are covered by their parents' insurance until they are 21 years-old oftcan extend their coverage through a special three-to-four year extension.
After that time, students lose their coverage.
Many graduate students remain unaware of how to lose their parents' policy coverage.
Students' future
Students like Mehling said that not having health insurance at KU had not been a problem.
"The health fee has pretty much pre-coupled all I've needed," he said. "It gets worse."
And because there is no charge to see a physician at Watkins, students
However, students like Yeng worry about the lack of insurance and what it would mean if he became seriously ill or injured.
without health insurance can save a lot of money.
Just last year, Blue Cross/Blue Shield, then-KU students' insurance provider, wanted a 38 percent increase in premium prices.
Mike Lambert, KU graduate student and former chairperson of the KU Student Health Advisory Board, spent three years advocating for affordable comprehensive insurance, which is becoming increasingly difficult, he said.
Lambert said Blue Cross/Blue Shield was dropped in favor of a less expensive policy.
"One thing that concerns me is that
Health Insurance Rates at KU
'85-86 '86-87 '87-88 '88-89 '89-90 90-91 '91-92
85-86 86-87 87-88 88-89 89-90 90-91 91-92
Source: Weather Network
medical care is being rationed by cost,"Lambert said.
O'Neil, of the insurance commission, said the availability of health insurance was decreasing while medical costs continued to rise.
"One of our concerns is for people who can't get insurance." O'Neill said.
But he said the state had no specific
programs or money for students who could not afford health insurance.
"If this trend continues, there may come a point when an affordable policy can't be offered to the students," he said.
That time already has come for some students, it seems.
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