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Wednesday, July 10, 1991 / University Daily Kansan
At last,a bar and restaurant in Lawrence with Balls.
with Balls
1 FREE HOUR OF POOL...
WHEN YOU PAY FOR I AT REGULAR PRICE
Monday - Thursday 11a.m - 6p.m
9251OWA 749-5039
Expires October 1, 1991
Crown Cinema
THEMA AND LOUSE (R) DAILY Y 30.0 to 50.0
DYING YOUNG (R) DAILY Y 30.0 to 50.0
WHAT ABOUT BOB1 (PG) DAILY Y 15.0 to 50.0
BACKPACK (R) DAILY Y 10.0 to 50.0
SPARTACUS PG-13 (R) DAILY Y 43.0 to 80.0
CINEMA TWIN
3110 IOWA 842-6400
NAKEDGUN 2% (PG-13)
DAILY 2.30, 5.15, 7.30, 9.30
DAILY 2.45, 5.30, 7.45, 9.45
ROCKETEER (PG)
(2:20, 5:00) 7.95, 9.45
PROBLEM CHILD 2 (PG-13)
(2:10, *4:40) 7.05, 9.30
REGARDING HENRY (PG-13)
(2:15, *4:45) 7.10, 9.20
TERMINATOR 2 (R)
(2:40, *4:00) 7.05, 9.40
CITY SLICKERS (PG-13)
(2:40, *4:00) 7.00, 9.25
101 DALMATIONS (G)
(°12:15, °2:00, °3:45, °5:30)
7:15, 9:00
We still offer students the $3.50 price for evening shows
Credit cards can create problems
Companies make it easy for college students to obtain them by requiring little more than proof of enrollment in school and evidence of an income
By Eric Swanson Kansan staff writer
Rick McFarland, former KU student, received his first credit card when he was a junior in 1989. It was a Visa bank visa card with a $250 credit limit.
Six months later, he asked Citibank for his limit to $500, then to $1,900. He said: "I am not sure."
Within a year after receiving the card, he had reached his maximum credit limit. He decided he needed another card, so he applied for a FirstCard Mastercard offered by Bank of Elm, III. It had a $2,000 limit.
Now McFarland has six different credit cards and is awaiting the arrival of another one. He owes at least $1,000 on each card.
McFarland's problem is one faced by many college students. As credit cards become easier to obtain, students apply for more cards, then they must face the financial difficulties that arise.
"I live in debt," he said. "I've maxed my cards out many times to what I want."
Bill Ahearn, representative for Citibank in New York City, said the bank had been offering credit cards to undergraduate students since 1983.
"The credit risk for college students is actually slightly lower than for working adults," he said. "College students tend to be better at repaying their debt."
Students' chances of receiving a credit card are based more on their reliability than on their incomes, said Melisa Martin, a presenter of educational seminars for Consumer Creditimproving Services of Kansas City, Kan.
Most credit-card companies that invite college students' applications
require little more than proof of enrollment and some evidence of income.
"It it's too easy for students to get lots of credit cards, and then it's too easy to get into lots of debt," said Julia Patine, director of Consumer Affairs Association, 700 Massachusetts St.
Pitter said she thought credit-card companies should make it more difficult for college students to obtain a job, but she said she is proof of income from a steady job.
She said students who wanted to establish a credit record should limit themselves to one card, preferably from a local merchant.
"You don't need a Visa to pay off a Mastercard," she said.
Students at first may be excellent credit risks but soon may become bad risks if they cannot make required monthly payments, Martin
"Unless they're working full-time, they should never have more than a $150/hour."
said.
Pitner said Consumer Counseling Services, a non-profit organization with offices across Kansas, offered training in how to troubles manage their credit cards.
Counselors also will try to devise a payment plan between the debtor and the creditor. Martin said. If both sides agree to the plan, then the debtor will pay the amount owed and his credit-card accounts will be closed until the debts are paid.
McFarland, who is about to start graduate school at Stanford University, said he wanted to close his credit-card accounts before he went.
"I don't know if I can live without the convenience," he said. "If I could get a student loan, I think I'd use it to pay off my credit cards."
Hot Summer Sale!
Enjoy fantastic summer savings on a variety of famous-brand footwear and activewear. But, unlike summer, these hot items won't last long. So hurry in now for the best selection!
Save Up to 30% on select styles.
Nobody knows the athlete's foot like The Athlete's Foot.
942 Mass.
Acoustic Guitar Every Friday No Cover!
The New Mad Hatter CHILL WITH CHIP...
841-6966
Wed: 75c Draws & $3.50 Pitchers
Fri: $1.50 Well Drinks
Thurs: 50¢ Draws
Sat: $1.25 Domestic Bottles
ONLY at the NEW
Mad Hatter!
A Tradition Your Parents Started
7th and New Hampshire·843-6189
Doughnut Ya Know?
On this day in 1780
On this day in 1890
On this day in 1920
On this day in 1940
On this day in 1943
On this day in 1971
The French arrived to help support the U.S. Revolution
Wyoming became an official state.
Standard size of U.S. paper money was made official
Nazi bombing of England began.
darth vader attempts to save world
Arther Asne, tennis great, was born
*Carol Lee Doughnuts Officially Opened its Doors to the Public*
Opened its Doors to the Public!
- Three days later The New York Times ran the first installment of the Pentagon Papers.
Carol Lee Doughnuts
842-3664
1730 W. 23rd
Open 5a.m.-6p.m.
842-3664
---
Celebrating
20 Years
10% off
w/ this coupon
SPOCLT
ABCDE
Hours: Weekdays 8:00am-6:00pm
Thursdays uil 8:00pm
Saturdays 8:00am-Noon
Optometrists
- Complete computer assisted eye exam for glasses & contacts
- Eye health diagnosis & treatment of disease & infections
- Free contact consultation & trial fitting
- Extended wear, gas permeable, inted, astigmatic, bifocal, & disposable contact lenses & supplies
Optical Dispensary 1,000 frames to choose from
- Designer frames
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- Shoppers welcome American Ophthalmic Association
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- Fast, affordable service
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- On-site lab
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Doctors in the office for free consultation.
Dr. Charles Pohl
841-2866
831 Vermont
Dr. Kent Dobbins 843-5665
THE DOMINO'S EFFECT.
First, you call Domino's Pizza. Second, you place an order for one of their No Coupon Specials. Then you go on with your life until the delivery arrives within 30 minutes. Next you tear open the box, letting steam rise to the occasion. Finally, you dish out one beautiful piece after another, turning your pizza into History 129. Butthe Domino's Effect doesn't stop there. Eventually it becomes an addiction, a perpetual notion to call Domino's and start the cycle all over again.
Call Us!
S. of 15th St.
841-7900
N. of 15th St.
841-8002
Get a Large Cheese Pizza for Just
We Accept Checks,
VISA
MasterCard
The Big Cheese
Sun-Thur 11a.m.-1.a.m.
Fri-Sat 11a.m.-2.a.m.
$4.99
National Toppers 71 Cents Each
Additional Toppings 71 Cents Each
2-10" Pizzas
2-Toppings
2-Cokes
DOUBLE DEAL
$8.99
DOUBLE DAZZLER
2-12" Medium Pizzas for $7.99
Additional Toppings 95 cents.
COLONYWOODS APARTMENTS
Vaid at participating locations only. Not good with any other coupon offer. Customer issues include redeeming applicable贴票品. Our delivery costs less than $24.00. Delivery areas include terminal financial centers.
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RECESSION
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REDUCED SECURITY DEPOSIT $200!
FREE RENT TILL AUGUST!
- 1 & 2 Bedroom Apartments
- 3 Hot Tubs
- Indoor/Outdoor Pool
- Sand Volleyball Court
- Basketball Court
- On Bus Route
1301 W.24th
(24th & Naismith)
(913) 842-5111