THE UNIVERSITY DAILY KANSAN
SPRING 2007
FINALS EDITION
11
You probably don't care what an origination fee is.
As long as you don't have to pay it.
Graduate Students
0% Origination Fee Student Loans. You shouldn't have to be a Finance major to figure out Student Loans. So we'll make it simple: U.S. Bank offers loans with no origination fees.Because we pay them for you.Plus,we've simplified the entire process to guarantee you a hassle-free loan experience. Best of all, it's the one time in college you'll be proud of getting a 0%.
- 0% Origination Fee & 0% Federal Default Fee
Stafford Loan Benefits:
- 5% credit on original principal balance after 36 consecutive monthly on-time payments.
- 0.25% interest rate reduction when you sign up for automatic payments.
- Last Eight Months Free - U.S. Bank Stafford borrower with original loan principal of at least $20,000 may pay off their loans in 112 months when they take advantage of all our repayment benefits over a standard 10-year repayment schedule of 120 months (making full on-time payments and utilizing autopay discounts throughout the repayment period).
Student Banking. One of our Five Star services How many stars does your bank have?
Graduate PLUS Loan Benefits:
- 0% Federal Default Fee
- 0.25% immediate interest rate reduction when loans are disbursed.
- 5% credit on original principal balance after 36 consecutive monthly on-time payments.
- 0.25% additional interest rate reduction when you sign up for automatic payments.
- Last Seven Months Free - U.S. Bank Grad PLUS borrowers with original loan principal of at least $20,000 may pay off their loans in 110 months when they take advantage of all our repayment benefits over a standard 10-year repayment schedule of 120 months (making full on-time payments and utilizing autopay discounts throughout the repayment period).
U. S. Bank also offers No Fee, Gap and GOAL alternative loans.
Please contact us at 785-865-0489 to talk to a live person, or visit your Student loan center at 900 Massachusetts, Lawrence KS 66044.
usbank.com/studentloans
Student Loan Center 800-242-1200
* APR may increase or decrease after consummation. Consumption occurs upon disbursement of loan proceeds. The interest rate is variable and can therefore increase and/or decrease over the life of the loan. Variable rates are subject to change. Loans are subject to credit approval. For a list of complete terms and conditions please visit our website at usbank.com/studentbanking. Member FDIC.