Wednesday, March 28,1979
University Daily Kansan
.
Returned checks costly for Union
ByJULIAGOPLERUDE
Staff Reporter
Bad checks cost the Kansas Union time and money and their number is increasing, Warner Ferguson, associate director of the Union, says.
Each year, the Union writes off $2,000 to $1,000 worth of returned checks that could have been paid.
"Only a small percentage of the checks are returned, but even the small percentage is too high and takes too much time," he said. "It needs to be reduced."
Pergusan said the Union received 1,500 to
3,000 checks totalling a thousand dollars
under its purse.
He said a tighter economy and inflation might have increased the number of bad loans.
The number of bad checks the Union
recives now he said, is about 2% times
greater than it was a year ago.
HE SAID THE bad checks were put into a contains checks worth $7,000 and $800 all together.
The first time a bank returns a check to the Union, it is sent back to the bank for deposit.
in the account to cover the check a second time.
If the check cannot be redeemed, a statement is sent to the person notifying him. The person is asked to pay the amount of the cheek and a $5 service charge at the bank.
If a person does not respond after seven days, a certified mail notice is sent to him. Ferguson said, and the fine is increased to $10.
The student cannot enroll until he pays for the check at the KU Business Office. Fee is $750.
THE NAMES of students who do not respond after receiving the certified notices are sent to the Students Accounts Receivable Billing, which is the University billing system that collects debts such as taxes, hospital charges and housing expenses.
THE FEE AND the 10-cent charge on checks students cash at the Union helps to pay for losses such as extra accounting incurred, incurred by returned checks, he said.
unless they are for $50 to $100 or a person has written more than one bad check.
Checks are not routinely turned over to the county attorney's office for prosecution
Ferguson said that when the first notice is sent to a student, his name is put on a list, which is updated weekly. He cannot catch a phone where in the Union while his name is on the list.
If a student writes more than three bad checks in a school year or does not redeem the check until the University collects from him, his name is not on the list permanently.
"If we've had a bad experience with a person and there doesn't seem to be any issues, then it's likely they checks," Ferguson said. "But if there are unusual circumstances and the person comes into the office and talks to us about it, you have an opportunity to cash a check on a trial basis."
The Union is not the only business establishment in Lawrence that has trouble
"IT'S NOTHING personal against anyone, it's stricty business."
Ron Wright, assistant manager of Rusty's Hillcrest, 901 Iowa St., said the store first sent a letter to the offender. After 14 days, a judge ruled that when it then 14 it turned over to the county attorney.
Bob Meedler, manager of Nabil's, Ninth and lowa streets, and be bad a “trenement” in the city.
"It's civic. We have many more bad checks at the end of the semesters," he said. "And we don't know where to check, heck the person and asked him to come in and pay it. If he gets no response, he contacts the Credit Bureau of Lawrence, 308 W. 11th St., Meeker said the Credit Bureau of Lawrence."
WINNE DILLEON, assistant manager of Kroger Super Store, 23rd Street and Naismith Drive, said returned checks were an increasing problem.
She said the check writer was called and asked to come in and pay. If there is no response, a certified letter is sent and the person is given seven days to redeem the amount of the check plus a $5 service charge.
The county attorney is contacted if the person does not acknowledge the certified notice.
To cash a check at Kroger's, a person must apply for a Kroger card. Dillon said the card helped decrease the number of bad checks.
"The card makes a significant effect on our ability to retrieve money," she said.
Professor
Marilyn Ainsworth
School of Law
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A few weeks later my English teacher invited me to her place and talked to me about Jesus. Her gemine
In my third year I decided to transfer to K.U. I was hoping to find out my purpose of life. I looked into different philosophies and religions, but none of them seemed to satisfy me. Yet loneliness and depression are deeper and deeper into me. One day I found myself praying for God, asking Him to show me what the meaning of my life is. Give me an answer?!"
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love and concern and her faith in Jesus encouraged me to look into Christianity. After a period of search I realized that God loves me and has a personal plan for me.
My life didn’t change dramatically at once. But now, I am dreaming about my future and wondering why I am here, day by day I am experiencing God's living presence.
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