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Thursday, April 21, 1988 / University Daily Kansan
New insurance policy to be offered next fall
By James Buckman
Kansan staff writer
More students than ever before may be able to afford insurance next year under a new insurance plan that will be available in August at the University of Kansas.
Suzie Hoppel, Wichita senior and director of the Student Health Advisory Board, which studies insurance plans and sets up the options for students, said students previously did not have a choice if they bought insurance at KU. They could either purchase a single plan offered through KU or get insurance elsewhere.
But next year, students will have a choice.
Charles Yockey, chief of staff at Watkins Hospital, said the new plan, which will be offered as an alternative to a plan similar to this year's policy, would make insurance more affordable for students.
"The criticism before was that our plan was too rich," he said. "It was a great plan, but some people couldn't afford it. The alternative was either a great plan or no plan."
Chris Newman, representative for G-M Underwriters in Rochester, Mich., the company that carries the policies, said the current policy was one of the best in the country, offering maximum benefits of $1 million. Students paid about $500 a year under that plan.
But because that plan was too expensive for many students, she said that the company proposed an option.
"The student health board wanted to keep the big plan for people who
wanted to keep all the benefits but wanted to see another plan," she said.
Thus, the big plan was kept with a few alterations, lowering the maximum pay to $2,000 and second plan adding a $2,000 maximum was added as an alternative.
Subsequently, students still can pay about $500 a year for about the same benefits of the current plan, or they can choose the second plan with fewer benefits and pay about $300.
Hoppel said that lowering the maximum on the large plan helped reduce the premium. She said past claims by students had not approached $100,000, let alone $1 million.
"A lot of our students that come here don't need anything so big," she said. "This isn't a high risk area here."
Also under the new plan, Watkins Hospital will become a preferred provider organization, which means that if students go to Watkins or if Watkins refers the patient to another hospital, the policy's default provider policy holders who go to Watkins still have to pay the deductible.
Yockey said that he hoped the new policy would allow more people to buy insurance. According to a poll taken by the hospital in 1986, 14 percent of KU students do not have any form of insurance.
"The irony of it is that the people who can least afford to have a huge hospital bill are those that don't have insurance," he said.
About 2,500 students currently buy student insurance at KU, Newman said.
Hayden talks on Margin, admissions
By Jill M. Jess
Kansan staff writer
Hayden spoke to 85 people at the University Forum in Ecumenical Christian Ministries.
Gov. Mike Hayden yesterday predicted that the Legislature would adopt a conference committee recommendation to finance 83 percent of the Board of Regents Margin of Excellence plan.
On Saturday, a state Senate and House of Representatives conference committee recommended a Regents budget that includes about $9 million for the first year of theMargin plan.
Hayden had recommended financing a portion of the Margin that would increase teacher salaries but had not recommended money for non-teaching faculty or mission-related enhancements.
"We thought that since we had to prioritize, our first priority ought to be with those on the front lines with the students," he said.
However, he said he was happy with the committee recommendation.
Hayden also addressed qualified admissions, a program which would require Kansas high school graduates to complete a recommended curriculum before they would be admitted to Regents schools.
Although a qualified admissions bill died in the Legislature this session, Hayden said he would support efforts to revive the issue.
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