8 Wednesdav. November 10, 1993 UNIVERSITY DAILY KANSAN © 1993 Tucker Insurance and Annuity Association/C college Retirement Equities Fund 39¢ TACOS CRISP PINTO BURRITOS Mon-Thur 8:00-7:00●Fri 8:00-5:00●Sat 9:00-5:00●Sun 12:00-4:00 PRINCIPLES / SOUND, RETIREMENT INVESTING IRONICALLY, THE TIME TO START SAVING FOR RETIREMENT IS WHEN IT LOOKS LIKE YOU CAN LEAST AFFORD IT. Can't afford to save for retirement? The truth is, you can't afford not to. Not when you realize that your retirement can last 20 to 30 years or more. You'll want to live at least as comfortably then as you do now. And that takes planning. By starting to save now, you can take advantage of tax-deferral and give your money time to compound and grow. Consider this: set aside just $100 each month beginning at age 30 and you can accumulate over $154,931* by the time you reach age 65. But wait ten years and you'll have to budget $211 each month to reach the same goal. Even if you're not counting the years to retirement, you can count on TIAA-CREF to help you build the future you deserve with flexible retirement and tax-deferred annuity plans, a diverse portfolio of investment choices, and a record of personal service that spans 75 years. Over a million people in education and research put TIAA-CREF at the top of their list for retirement planning. Why not join them? Call today and learn how simple it is to build a secure tomorrow when you have time and TIAA-CREF working on your side. Start planning your future. Call our Enrollment Hotline 1 800 842-2888. Israeli consulate counsel to visit KU,share future Aim is to deliver Israel-Palestine peace message "I feel as if I have the privilege of talking about a better future," she said. "Not do what we used to do which is talk about history." Ben-Yaacov, counsel to the consulate general of Israel in Chicago, said she visited the University of Kansas two years ago to interest students in the people and culture of her country. But on this visit, she said she had an additional purpose: to spread the new message of peace between Israel and the Palestinian people. By Carlos Tejada Kansan staff writer 75 years of ensuring the future for those who shape it$ ^{m}$ Ben-Yaacov, who will visit Hebrew and journalism classes today and tomorrow, said the peace accords had changed the traditional relationship between Israel and the Palestine Liberation Organization. "Israel always refused to talk to the PLO," she said. "We always said it was a terrorist organization. They said we were going to demolish the state Ofra Ben-Yaacov does not want to talk about history these days. Ofra Ben-Yaacov of the Jews because they wanted their own state on their own land." "What is important here is that after so many years of fighting, they're getting together and talking about the future," she said. The accords between Israel and the Palestine Liberation Organization have brought about anewattitude between the two groups, Ben-Yaacov said. Although talks between the two groups have faltered this week, Ben Yaacov said peace was still probable. "Although we're working toward peace, we haven't got the peace yet," she said. "There's still a long way to go." Ben-Yacov agreed with Jacobson. She said that Jewish Americans should feel kinship with Israel and that they had a lot of culture to share. Yaacov for another purpose. "They have to contact with the state," she said. "Culturally and spiritually we have a lot in common. We have the same history. A lot of our customs are the same. It's important we have contact with each other." Steve Jacobson, director of KU HIL, said the group had brought Ben "There are several students on campus, Jewish students primarily, who enjoy learning about Israeli history," he said. "There's no better way except by meeting a person of that country." Most Americans read about Israel in newspapers, Ben-Yaacov said. She said the nation of five million people seemed much larger to Americans because of its frequency in the news. But Israel is a small country with a vibrant culture, she said. "Because of the conflict, people don't think Israel has a lot of culture," Ben-Yaacov said. "But it has good literature, good books and good plays." She said the Palestinian culture also was overshadowed by the conflict. "I know because we're neighbors," she said. Vaccination, prevention offer safeguard against hepatitis B By Liz Klinger Kansan staff writer Most KU students asked to name the top 10 sexually transmitted diseases probably would not mention hepatitis B. But there are approximately 250,000 new cases of the virus each year in the United States, said Charles Loveland, Lawrence physician. Charles Yockey, chief of staff at Watkins Memorial Health Center, said that hepatitis B was transmitted through sex, blood transfusions and shared needles. The virus also can be acquired by sharing a soft drink or toothbrush, he said. Hepatitis B is the most common cause of liver cancer and liver failure in the country, Yockey said. Ten percent of people with the virus will contract chronic liver disease, and 1 percent will die. After experiencing initial symptoms of hepatitis B, 90 percent of people with the virus will not be physically ill but will be carriers. "You can't tell who has hepatitis by looking at them," Yockey said. "The biggest problem we have here is to convince students that they're at risk for getting STDs and that they should use condoms." Yockey said most students developed symptoms of the virus one to six months after exposure. Symptoms, which usually disappear after two weeks, include fever, nausea, vomiting and abdominal pain. Prevention and immunization are two ways students can safeguard themselves against hepatitis B. When two KU students were hospitalized with hepatitis B this semester, 50 students who had associated with them visited Watkins for vaccinations. Yockey said the cost of the hepatitis B vaccine often prevented people from seeking immunization against the virus. The vaccination, given in three shots during a six-month period, costs $133.50. Another vaccination, which can be administered to a student who has been exposed to hepatitis B in the past five days, costs from $70 to $106. Loveland said that although few hepatitis B cases had been reported in Kansas compared with other states, the virus was a national problem that could be reduced significantly by immunization. "In the long run, I think it's going to be a big health measure to prevent problems down the road," Loveland said. * Assuming an interest rate of 6.5% credited to TAIA Training Announcement This rate is used only to show the power and effect of compounding. Lower or higher rates would produce very different results. CREP certificate are distributed by TIAA-CREP individual and Institutional Services. /