Vote today... Polling places: •Learned Hall •Wescoe Beach •Watson Library •Kansas Union •Burge Union •Summerfield Hall Lindley Hall *8 a.m..4:30 p.m. today and tomorrow VOL.100,NO.129 THE UNIVERSITY DAILY KANSAN THE STUDENT NEWSAPER OF THE UNIVERSITY OF KANSAS (USPS 650-640) ADVERTISING:864-4358 THURSDAY, APRIL 12, 1990 NEWS:864-4810 Protesters descend on Strong Budig outlines steps to end racial discord By Eric Gorski By Eric Gorsak and Jonathon Plummer Kansan staff writers Chancellor Gene A. Budig spoke in a packed Strong Hall rotunda yesterday after about 80 students who were upset about the racial climate at KU marched to the administrative offices and demanded action. Budig, who was attending meetings at the University of Kansas Medical Center in Kansas City, Kan., returned to Lawrence when he learned about the protest. He arrived at Strong about 4 p.m. About 350 people filled the room and lined the second-floor railing to hear Budig address minority issues and other student concerns. Budig 'Today, I offer the institution's apology to Ann Dean. I have asked the executive vice chancellor to take appropriate action, remembering the By Matt Taylor Kansan staff writer First day voters turn out in force Poll workers reported heavy turnouts yesterday during the first day of Student Senate elections, and some students complained that fliers were distributed too close to polling places. Cruising into the '90s Eleanor Macnish, Senate Election Committee chairman, said 2,521 students voted yesterday. Last year a total of 2,575 ballots were cast. Brains and sex can affect rates Some tables were running out of ballots for student senators, said by Margaret Sullivan Every month Terri Grzybowski, senior, Aurora, Colorado, sends a check for $34.49 to State Farm Insurance Company. She is one of many KU students who pays hundreds of dollars a year for auto insurance. Johnny Brackins, KU senior, knows that insurance prices are not all the same. He said that he pays around $400 every six months for his coverage. Auto insurance can be confusing. Costs can rise or fall depending on the sex, age, grade point average, number of accidents and citations of the driver. Students should shop around before choosing an insurance agency and then decide on the best policy. Insurance is not only confusing, it is costly. "A lot of young people think they will be able to afford a new car because they can make the monthly payments," said Jim Pilch, owner of Jim Pilch Insurance Agency in Lawrence. Because of hidden costs such as insurance, property taxes, fuel consumption and maintenance, Pilch said that purchasing a new car while in school can create a financial hardship. Selling mainly Farmers Insurance Group insurance for more than 20 years, Pilch has often dealt with students. "We have more 19-yearold males calling up here every day dreaming... Then when they hear the price, they go 'gulp'." Jim Pilch Pilch Insurance A basic insurance plan in the Lawrence area for a 1986 Chevrolet Cavalier costs about $250 every six months. Insurance payments often can be made monthly with around a $2 fee. Prices of insurance plans not only depend on what amount of coverage is selected, but also on who is purchasing the insurance, too. Pilch said that the state requires $50,000 per occurrence for bodily injury liability coverage. This protects against injury to all people involved in an accident. He said that $50,000 isn't enough because there is a statute in Kansas which allows a wrongful death lawsuit for as much as $100,000. In this case the insurance agency would only pay for $50,000. Shopping for auto insurance can also be confusing. What Kansas requires as "basic" is not enough. "We have more 19-year-old males call up here every day dreaming," Plich said. "Then when they hear the price, they go 'gulp.'" Optional coverage includes comprehensive and collision. The difference between the two is that comprehensive protects against damage done to the car other than an accident with another car, such as a tree branch falling on the windshield and breaking it. Along with injury or death, an insurance plan must include coverage for property damage. The state requires $10,000. Personal injury protection is also required by the state. This compensates for loss of wages, funeral, rehabilitation and other accident-related expenses. The final state requirement is insurance against uninsured drivers. This covers hit and run drivers, uninsured drivers, walking or riding a bike. 3 for student senators, said Morris, student body vice lent. Pilch said that many studies have been done which correlate the differences between drivers and their records. These correlations, he said, influence insurance premiums. Citations and accidents play the greatest part in insurance costs. Pilch said that 4. percent of all drivers have a citation and an accident within a three-year span on their driving record. If a car owner is in that percentage he will pay a much higher premium. Another factor in insurance costs is sex. Women are grouped with the over-25 drivers and must have four tickets before they are considered high-risk by most insurance agencies. Male drivers, on the other hand, are placed at high-risk after receiving three tickets. "Maybe it comes with liberation." Pilch said. Although a trend is developing towards less price difference between men and women, Pilch said that in the past 20 years selling insurance he has seen a higher number of accidents and tickets for women. (continued on next page) If you're a student getting "B's" or better, you may qualify for Farmers' Good Student Discount in the form of a special bonus on your Auto insurance. Call today, and get the facts on Farmers money-saving Good Student Auto Policy. Jim Pilch Insurance Agency 2420 Iowa 842-9797 ent Senate Elections ent Senate Elections ent Senate Elections Printing Services had to more ballots because of the turnout, said Linda Weeks, her service consultant. She hat to her knowledge, the he had never had to print real ballots during an elec- unmore Maenish, chairman of Election Committee, said illots for residents-at-large gone by 12:30 p.m. All the for non-traditional, law, at-large and engineering were gone by 3 p.m. closest news." Maenish said. great news," Macnish said. he are actually standing in vote." ne people just laughed a little hey walk past us," Simon One person said he already of our飞艇." rural campaigners distrib- liture near Watson, Wescoe Hall and the s Union. Richard Parker an Simon, Senate candi- tle had been handing iron for several hours in front an. st stay sh says hadze, in a magazine article published next month, interest in dual NATOPact membership for a mary. 也 said that during last Washington visit by Soviet Minister Eduard Sheward the Soviets indicated that a军甲 does not necessarily be neutral, but there was no as to what this would raised the possibility of a summit meeting later in the discuss Germany and the angling role of NATO. usly the Soviets had insisted ral Germany. House dependence 10 KANSAN April 11, 1990 I had urged Bush to extend recognition of Landsberg's ot, one step short of formal a at for more than an hour Ullic-Americans represent- eresta of Lithuania, Estotvia, which were forcibly bd into the Soviet Union in a of the group said they seeking a meeting with January, recognizing that as looming in Lithuania's code from the Soviet Union w'real refused to let it go. said that the mere fact met with them would be Baltic states as a positive