10
Thursday, February 15, 1990 / University Daily Kansar
Bad bookkeeping gets students into trouble
By Chris Siron
Kansan staff writer
Most people with checking accounts have written bad checks sometime in their lives, and KU students are no exception.
Bob Perrine, owner of Checkright Ltd., a Topeka-based collection agency that serves many Lawrence merchants, said that because KU students often were inexperienced checkbook balancers, they were more prone to make bookkeeping mistakes
He said, though, that KU students were as likely as other people to pay after a check bounced.
"We have a collection rate in the high 90 percent range." Perrine said. "We get most of them paid within seven days of sending out a notice."
Perrine said KU students should be aware that collection agencies could take bad-check problems to the disarray or injury if the merchant aided them to.
He said his company could track students who move away.
"We collected on a bad check last year from a student who moved to Saudi Arabia," he said.
Many area merchants have electronic systems that Checkright uses to record bad checks, Perrine said. This helps merchants avoid cashing checks for people who habitually bounce them.
Perrine said merchants and Check-right set a penalty charge for returned checks. This charge, usually ranging from $15 to $20, goes to Checkright for its collection efforts. Perrine said state law required this charge to be posted in the store.
Janis Bunker, assistant trust officer of the Lawrence National Bank, 647 Massachusetts St., said that the number of bad checks was small but that each bad check was expensive for a merchant to collect.
Because many college students move frequently, collecting on their bad checks can be difficult. Bunker said.
She said most bad checks were the
result of poor bookkeeping but many came from people "floating" their checks. When a person floats a check, he bounces a check and hopes he can make a deposit before a bank processes it.
She said the number of deliberately fraudulent checks was small.
Bill Grigs, director of systems for Dillon's Stores, a large grocery-store chain with branches in Lawrence, and the checks Dillon's receiver were bad.
"The overwhelming majority of bad checks are honest mistakes that get paid off immediately." Griggs said.
He said Dillon's took precautions when cashing checks but the problem was not serious enough for great concern.
"We almost always get things cleared up," he said.
The Kansas Union cashier's office will cash some checks for students.
Greg Howard, assistant business manager of the office, said his office had an advantage over other businesses in collecting on bad checks because it could place holds on student transcripts.
He said his office processed each bad check twice, hoping that the student made a deposit to offset the check amount. If the student does not pay eventually, a hold will be placed on the account that will keep him from re-enrolling.
Karen Lockwood, Deerfield, Ill., senior, said she had written bad checks accidentally because of bookkeeping errors. She said she always bounced checks after notification from a collection agency.
"They're really very nice about it, considering how many people don't pay until the last possible second," Lockwood said.
She said the worst thing about writing a bad check was the penalty charged. She said that a $5 food bill or a $20 charge after her bounce bounced.
"It really wasn't worth it," she said.
ECM CENTER EVENTS
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Feb. 15 — Latin American Solidarity Planning Meeting - 6 p.m.
Feb. 16 — Friday Night Free Movie "'Love Story"
FREE Popcorn & Drinks - 7 p.m.
Feb. 18 — Sunday Evening Worship & Supper - Everyone Welcome at 5:30 p.m.
3) - Friday night free show LBS 500
- FREE Popcorn & Drinks 7 p.m.
Feb. 21 — University Forum: Prof. Robert Findlay "Poland and the Politics of Theatre" · 11:40 Lunch, Noon Speaker
Feb. 21 — Nine Week Wednesday Seminar "Building Healthy Relationships" $^{a}$. $^{b}$. $^{c}$. $^{d}$
Presbyterian United Church Church of the Church (USA) of Christ Brethren
Student Senate has a position open for Community Service Director. Applications are available in the Student Senate Office. Applications are due by February 19 at 5:00 p.m. For more information Call 864-3710
Show Times: 7:30 HOCH AUDITORIUM Tickets Available at Dillons and SUA Office. All Proceeds Benefit The United Way.
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Store Hours
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Capture the moment.. The University of Kansas School of Fine Arts Concert Series Presents
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...You'll Be Glad You Did!
"... played with passion, panache, and virtuosity...it spoke eloquently, but never raucously." The Los Angeles Times
Kazimierz Kord, Conductor A Mid-America Arts Alliance program with the Kansas Arts Commission 8 p.m. Thursday, February 15, 1990 Hoch Auditorium
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MAX U: 'HOW DO YOU SLEEP AT NIGHT?' Pib, It wasn't your fault that you wrecked my neck in the fight. I needed you to tell me in court for you. But I need you to testify for me in court. But when they asked, he thought they intended I was the driver. They can't change you with anything, but I need your testimony to save me. Your friend, T.M. P.O. Box 44123
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